Written by Robert T. Nickerson With the coronavirus wreaking havoc on the U.S. economy, the federal funds rate has taken a nosedive, dropping from 1.75% in January to 0.25% as of June 10th. With rates projected to hover around 0% for the foreseeable future, now is a great time to leverage low interest rates in…

Written by Robert Nickerson Here’s a scenario that a lot of parents of two children will likely debate about; should the distribution of your assets be equal? You might think, “how dare you suggest this concept. Everyone needs to have a fair share”. I understand why you’d think two children should probably have assets split…

Trusts are one of the best vehicles to provide flexibility. The political and tax uncertainty as a result of the November elections, combined with the current health pandemic and economic uncertainty, all require flexible modern estate planning more than ever. Thus, many people are updating their estate plans and using trusts, which in turn will allow…

Written by Robert T. Nickerson There’s no doubt that the coronavirus is going to put a lot of things into perspective. Not only about the stores, economy and the job market, but primarily your well-being. This is when I would ask you about your estate plan. A lot of people will admit that they either…

Do you already have your estate plan created? Well good for you! You’ve taken an important step to ensure a calm mindset for the rest of your family when something should happen or the inevitability of your death. If you haven’t, then I can tell you that it’s never too late to make preparations. But…

One of the biggest things that everyone is talking about is the new Netflix documentary series, The Tiger King. I obviously won’t go into all the details of it, as it’s simply better to see it for yourself. But the short version is that the focus is on two individuals; Joe Exotic, a big cat breeder…

Written by Robert T. Nickerson Things can happen during the COVID-19 outbreak. But things can also happen anytime. Were in a time of uncertainty where people aren’t sure whats going to happen in the next months or years. I can promise you that we’ll return to a state of normality sooner then you think. Though even with…

Written by Robert T. Nickerson This is certainly a trying time. The COVID-19 has not only set off a lot of health, financial, economic, and child issues, but it has also set in social distasting as the new normal. The sudden change in life is going to understandably cause a lot of confusion, fear and…

Written by Leonard Anderson Esq.​Supplemental Security Income (SSI) is a means-based federal program that provides money to individuals who have little or no income and who are aged, blind, or disabled, to meet their basic needs for food and shelter. Under the Social Security Administration’s (SSA) regulations, assistance an SSI recipient (“recipient”) receives in the…

Written by Robert T. Nickerson You looking to go the lake house and fish? Go to the beach and just tan? Go snowboarding at the mountain cabin? When you make that purchase, you want this to be a present for the family. You see this as something your children and children’s children can use, play…