Why Christmas and the Holidays are a Good Time to Talk to the Family About Estate Planning

Why Christmas and the Holidays are a Good Time to Talk to the Family About Estate Planning

Santa Claus is coming to town and Christmas is in full swing. A time for joy, a time for holly, and of course, a time for family and getting together with them. There are a lot of things to bring up with them. Perhaps it’s time to take the opportunity to build a new or…

Questions to ask about Physical Assets for Your Trust

Questions to ask about Physical Assets for Your Trust

With the baby boomer generation about to transfer most wealth into Generation X and Millennials, many are figuring out how to initiate the movement of their original property to their children and any other trustees.  While some assets like money, bonds and stocks are common and rarely a problem, physical property like homes, art, and gold…

Underestimating the Risk of Disability – The Importance of Being Prepared

Underestimating the Risk of Disability – The Importance of Being Prepared

No one likes to think about the possibility of their own disability or the disability of a loved one. However, as the statistics below demonstrate, we should all plan for at least a temporary disability. This issue of The ElderCounselorTMexamines the eye-opening statistics surrounding disability and some of the common disability planning options. Disability planning is…

Helping Families Deal With the Financial and Emotional Costs of Dementia

Helping Families Deal With the Financial and Emotional Costs of Dementia

While we can’t stop dementia, we can help protect those in its clutches while the medical world continues to seek prevention, treatment and reversal of the condition.             Dementia Defined               The Alzheimer’s Association defines dementia as, “a general term for a decline in mental ability severe enough to interfere with daily life. Memory loss is an example. Alzheimer’s…

Can Poor Sleep Increase Your Risk of Alzheimer’s?

Can Poor Sleep Increase Your Risk of Alzheimer’s?

You may already know that not getting enough good sleep can cause daytime sleepiness, an inability to make good decisions, car and other accidents, unhealthy food choices, weight gain, depression, high blood pressure, diabetes and a host of other health problems. But could poor sleep increase your risk of Alzheimer’s, too? Three recent studies are…